Santander UK plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom. It operates through Retail Banking, Consumer Finance, Corporate & Commercial Banking, and Corporate Centre segments. The Retail Banking segment offers prime U.K. mortgage lending to owner-occupiers and buy-to-let landlords with small portfolios; and banking services and unsecured lending to individuals and small businesses, as well as wealth management for high-net-worth clients. The Consumer Finance segment provides prime auto consumer financing for individuals, businesses, and automotive distribution networks. The Corporate & Commercial Banking offers banking products and services to SMEs, mid-sized and larger corporates, and local authorities and housing associations. The Corporate Centre provides treasury services for asset and liability management of its balance sheet, as well as management of non-core and legacy portfolios. The company operates 450 branches. It delivers products through its omnichannel presence comprising branches, ATMs, telephony, and digital and intermediary channels. The company was incorporated in 1988 and is based in London, the United Kingdom. Santander UK plc is a subsidiary of Banco Santander SA.