PT Sinar Mas Multiartha Tbk provides various financial services to individual and corporate clients in Indonesia. The company offers savings and current accounts; time deposits, deposit on call, and Syariah funding; trade finance, remittance, foreign exchange, and bond trading; bancassurance and mutual funds; internet, mobile, and phone banking; debit and credit cards; ATMs; safe deposit box, travellers cheque, payroll, bill payment, and virtual accounts. It also provides investment, working capital, multi-purpose, sharia, and other financing products; online/information technology-based money lending services; securities and commodity trading, securities administration bureau, general trading, property, information technology, venture capital, fund management, automotive, guarantee, and forestry services. The company was formerly known as PT Internas Artha Finance Company and changed its name to PT Sinar Mas Multiartha Tbk in February 1995. The company was founded in 1982 and is headquartered in Jakarta Pusat, Indonesia. PT Sinar Mas Multiartha Tbk is a subsidiary of PT Sinar Mas Cakrawala.