Rand Merchant Investment Holdings Limited, an investment holding company, provides various financial products and services in South Africa, rest of Africa, the United Kingdom, China, Singapore, Australia, Japan, Europe, the United States, and New Zealand. It operates through Discovery, Momentum Metropolitan, OUTsurance, and Hastings segments. The company's Discovery segment develops integrated financial products and services for healthcare funding, insurance, and banking markets under the Discovery Health, Discovery Life, Discovery Insure, Discovery Invest, Discovery Vitality, VitalityHealth, VitalityLife, Ping An Health, and Discovery Bank brand names. Its Momentum Metropolitan segment provides financial services comprising life insurance, employee benefits, investments and savings, healthcare solutions, and short-term insurance to individual clients, small and medium businesses, companies, organizations, and public enterprises under the Momentum and Metropolitan brand names. The company's OUTsurance segment offers direct personal lines and small business short-term insurance; and long-term insurance products, including death, disability, critical illness, funeral, and retrenchment cover to individuals. Its Hastings segment provides asset management services; and digital general insurance services in motor market, which include private car, as well as various personal insurance cover, such as home, van, and bike. The company was formerly known as Rand Merchant Insurance Holdings Limited and changed its name to Rand Merchant Investment Holdings Limited in January 2016. Rand Merchant Investment Holdings Limited was founded in 1977 and is based in Johannesburg, South Africa.