Moltiply Group SpA is a holding company, which engages in the distribution of retail credit and insurance products. It operates through the following business segments: Broking Division, and Business Process Outsourcing Division. The Broking Division segment distributes mortgages, consumer loans, and insurance products as well as carries out credit intermediation. The Business Process Outsourcing Division segment provides commercial sales and packaging services; loan underwriting services and liaising with third parties to collect related documentation and finalize the loan disbursement; and outsourced servicing of salary guaranteed loans portfolios for banks, financial intermediaries, insurance companies, and asset management companies. The company was founded by Alessandro Fracassi on December 5, 2005 and is headquartered in Milan, Italy.