Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and New Businesses segments. It offers financing of two-wheelers, three-wheelers, tractors, cars, multi-utility vehicles, and used passenger vehicles, as well as heavy commercial vehicles, tractors, and construction equipment; and secured loans against property to self-employed and non-professional customers in small and medium-scale industries, service providers, and traders. The company also provides home loans; loans to SMEs; consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professionals, and micro and small businesses; and secured business and personal loans. It also provides wealth management services, such as investment solutions to individual clients and stock broking services to retail and institutional investors; distributes insurance products; and enables payment gateway services for e-commerce businesses and ecommerce solutions. Cholamandalam Investment and Finance Company Limited was incorporated in 1978 and is based in Chennai, India.