GHL Systems Berhad, an investment holding company, provides payment services in Malaysia, the Philippines, Thailand, Australia, Singapore, and Myanmar. It operates through three segments: Transaction Payment Acquisition, Shared Services, and Solution Services. The company offers e-pay services, which include Telco prepaid and other credit top-up facilities, and bill collection services for consumers; and merchant acquiring and electronic payment services. It is involved in the sale, rental, installation, training, and maintenance of electronic data capture terminals and other payment acceptance devices. In addition, the company offers proprietary payment solutions, which include customized online platforms, loan collections, loyalty systems, and other bank or merchant specific applications; card-related outsourcing services for business processes, sub-processes, transactions, activities, and other card related works; and a self-service payment kiosk for reload and top up. Further, it issues and/or acquires credit cards, debit cards, prepaid cards, loyalty cards, and electronic cash transactions carried out by the card holders; and develops and sells Net.Point software solution, software programs, and other related products and services. Additionally, the company offers professional, money lending, and financial product and services; and IT consulting and management services, as well as acts as the commission agents and dealer for credit card transactions, terminals, and solutions. It also engages in the sale, maintenance, installation, and rental of card and non-card based payment processing systems, including hardware and software for various payment solution systems. The company was incorporated in 1994 is headquartered in Kuala Lumpur, Malaysia.