Chang Hwa Commercial Bank, Ltd., together with its subsidiaries, provides commercial banking products and services in Taiwan and internationally. It offers checking, demand, time, interbank, and savings deposits, as well as negotiable certificates of deposit; and remittances, and credit and debit cards. The company also provides insurance products; syndicated loans; and short-term, mid-term, and long-term loans. In addition, it offers foreign exchange and wealth management services. Further, the company is involved in trust and international banking services, as well as invests in government, financial, and corporate bonds; internet, telephone, and mobile banking services; and the provision of securities underwriting, financing, and brokerage services. It operates through 185 domestic branches and 640 ATMs; 7 overseas units in New York, Los Angeles, Tokyo, London, Hong Kong, Singapore, and Manila; and 1 representative office in Yangon. The company was founded in 1905 and is headquartered in Taichung, Taiwan.